Policies, Disclaimers and Disclosures

Please read these Policies, Disclaimers and Disclosures carefully so you understand the policies and limitations of this site.

  © Copyright Notice

All Images (Drawings and Photographs), text, articles, works of fiction, graphic design, graphic design elements and HTML on this site are the copyrighted work of Charles Hugh Smith unless otherwise noted. They are published as information for the private use of site visitors, and any reproduction or redistribution of this content or coding in any media in any format or distribution channel (text, audio, video/film, web) without the written permission of the copyright holder is strictly prohibited. All rights in all media reserved globally.

Our Huge Giant Big Fat Disclaimer

HUGE GIANT BIG FAT DISCLAIMER: Nothing on this site should be construed as investment advice or guidance. It is not intended as investment advice or guidance, nor is it offered as such. It is solely the opinion of the writer, who is NOT an investment counselor/professional. All the content of this website is solely an expression of his personal interests and is posted as free-of-charge opinion and commentary. If you seek investment advice, consult a registered, qualified investment counselor (As with any other professional service, confirm their track record and referrals).

Other Disclosures

Terms of Service: All content on this blog is provided by Trewe LLC for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. The owner will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information. These terms and conditions of use are subject to change at anytime and without notice.

Our Privacy Policy: Correspondents' email is strictly confidential. The third-party advertising placed by Adsense, Adify and/or other ad networks may collect information for ad targeting. Links for commercial sites are paid advertisements. Blog links on the site are posted at my discretion.

Our Commission Policy: Though I earn a small commission on Amazon.com books and gift certificates and gold (BullionVault) purchased via links on my site, I receive no fees or compensation for any other non-advertising links or materials posted on my site.

  Our Email Response Policy

WHY EMAIL TO THIS SITE IS READ BUT MAY NOT BE ACKNOWLEDGED: Regrettably, I am so sorely pressed for time and energy that I am unable to respond to the vast majority of emails. Please know I read all emails, but I can only devote a very limited number of hours to this blog and all correspondence. That leaves me with a deeply unsatisfactory choice: if I devote those few hours a day to responding to email, then I have no time left to write the blog. Without the blog, then there is nothing to email me about, so both vanish.

Most of my time is spent pursuing the sort of self-reliance that I promote here. It is a peculiar irony that the only way I could possibly respond to more email would be to sacrifice the heart of this site and my purpose in creating it.

Unfortunately, nobody pays me to answer emails. I don't have a fixed income, pension, or trust fund, so I have to make enough money in the real world to pay our health insurance, property taxes, dental bills, etc., and reserve time for friends, associates and family, cooking, caring for the fruit trees, garden, bicycles, etc. and my books in progress. As a result, my limited email time is prioritized for family, friends, clients and financial supporters of the site (around 2% of the readership).

I regret these limits but even workaholics have limits, and they bear down harder with each passing year. There are tens of thousands of readers and only one of me.

So please do not consider it a slight if you receive no acknowledgement; I read and value each email, as I know it comes from a unique individual with pressing demands of their own. This entire enterprise, if it can be called that, is imperfect, and will always be so. I keep it afloat, but barely. That's the best I can do.